I remember when Michelle and I first moved into an apartment. The two requirements were that we own a vacuum cleaner and had insurance. Insurance was like $100 for the year. One day I got a call at work that the apartment was on fire so I rushed home and Michelle and Alexander were outside and okay. One of the apartments went up in flames. Luckily the damage was only done to that one unoccupied apartment. But I remember talking to the tenants that lived below that apartment and they said they had a fair amount of smoke damage. I mentioned that they should look to their insurance to replace the smoke damaged items. They said they didn’t own any. I have seen this a lot. Just pay the $100 bucks and save yourself some grief.
Students devastated by Sackville apartment fire
When Bailey started renting the place, he said it didn’t occur to him to buy insurance. He didn’t even know it was an option. He figures he’ll have to start again from scratch.
Update: Thanks for the video Bill!



